04.06.2026 TOBB Nefes Credit Program Relaunches

Applications for the new term of TOBB Nefes Credit, which provides favorable financing opportunities for SMEs, will start as of June 8, 2026 (Monday). Within the scope of the program implemented through the cooperation of TOBB, the Credit Guarantee Fund (KGF), and participating banks, an annual interest rate of 36% will be applied for maturities up to 24 months, while an annual interest rate of 34% will apply for maturities exceeding 24 months.

The loan will have a maximum maturity of 48 months, including a 6-month grace period for principal payments. The maximum credit limit available for a single company has been set at TRY 3 million. Under the new TOBB Nefes Credit program, an initial tranche of TRY 25 billion will be made available, with the total credit volume expected to reach TRY 100 billion through additional limits to be announced later this year.

A new financial support package is being introduced for the real sector. Through the joint initiative of the Union of Chambers and Commodity Exchanges of Türkiye (TOBB), the Credit Guarantee Fund (KGF), and participating banks, the new phase of TOBB Nefes Credit will officially begin on June 8, 2026. The program aims to provide SMEs with financing under favorable conditions, and all businesses that are members of chambers and commodity exchanges affiliated with TOBB will be eligible to apply.